Who Founded Fluent Money and What Is MyFluent Meant to Do?

In the fast-paced world of property finance, speed, transparency, and access to a wide lender panel are crucial. Today, we dive into Fluent Money, a fintech-driven finance broker, its founder Kevin Hindley, and the MyFluent fintech platform designed to streamline property finance for brokers and developers alike. Alongside industry players like KIS Finance and The Loans Engine, Fluent Money is reshaping the bridging loan and property finance market with digital tools that prioritise automated approvals tracking, transparent pricing, and efficient completions.

Kevin Hindley and the Founding of Fluent Money

Kevin Hindley, a seasoned property finance professional with over a decade of industry experience, founded Fluent Money with a clear vision: to bring speed, transparency, and digital innovation to property finance brokerage. Based in the UK, Fluent Money has rapidly grown its market presence with a focus on bridging loans, development finance, and commercial mortgages.

Kevin Hindley Fluent Money’s founding ethos centres on solving long-standing issues in the finance broking space, such as lengthy completion times, hidden fees, and limited lender accessibility. By creating a broker-centric fintech platform, Fluent Money aims to enhance control and flexibility for brokers, improving client experiences and overall deal execution.

Why Flight Speed Matters: The Importance of Fast Completion

Fluent Money understands that when it comes to property finance, "What is the exit?" is the question broker analysts like myself always ask before anything https://www.propertyinvestortoday.co.uk/article/2025/09/best-5-bridging-loan-providers-in-2025/ else. The exit strategy dictates how quickly a deal must complete and why speed is critical. Under Kevin Hindley’s leadership, Fluent Money has focused heavily on reducing completion times across its lending panel, making swift deals possible. This is crucial for developers and landlords racing against tight funding deadlines.

MyFluent Fintech Platform: Digital Transformation in Property Finance

An integral part of Fluent Money’s proposition is the MyFluent fintech platform. This digital portal encapsulates many innovations, including automated approvals tracking, transparent pricing displays, and integrated communication tools. It’s designed to give brokers a command centre for managing bridging and development loans, greatly simplifying the previously cumbersome process.

Key Features of MyFluent Platform

• Automated Approvals Tracking: Brokers stay updated on application progress in real-time, minimising the need for back-and-forth calls and emails.
• Transparent Pricing and Fees: The platform clearly lays out loan pricing, fees, and terms upfront, eliminating the irritation of hidden costs.
• Integrated Document Upload & Verification: ID docs, valuations, and legal documents can be uploaded securely, streamlining compliance and underwriting.
• Extensive Lender Panel Access: Access to a broad panel of lenders through a single platform enhances deal flexibility and options.

MyFluent is a welcome solution in an industry where many loans still rely on manual processes, hidden fees, and slow turnaround times. It competes strongly with tools like KIS Finance bridging loans calculator, which brokers use to estimate costs, and The Loans Engine, a marketplace aggregating lender offerings.

Positioning Fluent Money in the UK Property Finance Ecosystem

In the UK’s crowded bridging loan and development finance market, speed and lender panel size are competitive advantages. Fluent Money under Kevin Hindley has carved out a position by combining:

• Robust Panel Size: Fluent Money’s lender panel spans a diverse set of specialist and high-street lenders, opening up access for complex borrower cases.
• Speed of Completion: By leveraging automated process tracking and digital document handling on MyFluent, key milestone delays are minimised.
• Transparent Pricing: Avoiding vague “from” rates and hidden fees ensures brokers and their clients know exactly what to expect.

This transparent, speed-driven approach contrasts with many competitors who overpromise completion times and bury fees in opaque terms.

How Fluent Money’s MyFluent Differs From Competitors

Feature MyFluent (Fluent Money) KIS Finance The Loans Engine Panel Size Wide specialist and high-street lenders Specialist bridging lenders Marketplace with multiple lenders Approvals Tracking Automated, real-time updates Manual updates Dependent on lenders Pricing Transparency Clear upfront pricing and fees Detailed calculators but some hidden fees Varies by lender Digital Toolset Fully integrated platform with docs upload Bridging loans calculator only Search and comparison engine Speed of Completion Accelerated by digital process management Good but depends on manual steps Varies widely

Why Lenders and Brokers Should Care

From a property finance broker analyst perspective, the experience of dealing with lenders and developers is improved considerably by such fintech platforms. Here’s why Fluent Money’s approach matters:

1. Faster deal cycles reduce risk: Faster completions mean clients meet tight exit deadlines — vital for bridging and development loans.
2. Better access to lenders creates competitive tension: A larger lender panel helps secure better terms for borrowers.
3. Transparency builds trust: Brokers and clients want to see all fees upfront to make informed decisions.
4. Digital tools improve compliance and reduce errors: Uploading ID, valuation, and legal documents on MyFluent cuts down delays from missing paperwork.

The Role of the KIS Finance Bridging Loans Calculator

While the MyFluent fintech platform offers comprehensive loan management, many brokers also rely heavily on tools like the KIS Finance bridging loans calculator to run initial affordability and cost estimates. Such calculators provide a quick way to assess the impact of monthly rates, arrangement fees, and exit fees, helping broker clients understand if the deal fits their plan before progressing to broker submission.

Summing Up: Fluent Money and MyFluent – Innovation that Works

Kevin Hindley’s creation of Fluent Money and its MyFluent fintech platform is a practical solution solving key broker pain points in property finance:

• A founder with insight and transparency values who asks "what is the exit?" first and foremost
• A streamlined digital approach to lender access, approvals tracking, and document management
• Transparent pricing and fee structures avoiding annoying hidden costs
• Efficient completions enhanced by automation and wider lender panels

Alongside well-known firms such as KIS Finance and The Loans Engine, Fluent Money is a fresh fintech force making UK property bridging and development loans faster, clearer, and more broker-friendly.

For brokers tired of outdated manual processes and overpromised completion timelines, Fluent Money’s MyFluent platform offers a genuinely modernised experience — all delivering on the promise of speed, transparency, and lender accessibility.

Further Resources

• MyFluent fintech platform - Fluent Money
• KIS Finance Bridging Loans Calculator
• The Loans Engine Marketplace